2107 W CHERRY STREET, TAMPA, FL, 33607
Active191 days on marketListed Feb 2, 2026MLS #TB8470450
About this home
2107 W CHERRY STREET
Virtually Staged. # 2107 W Cherry St — Condensed MLS Public Remarks **MOVE-IN READY TAMPA HOME + DETACHED ADU + UP TO $8,800 BUYER INCENTIVE!** Seller is offering up to $8,800 toward allowable buyer closing costs or an interest-rate buy-down with an acceptable offer. The property may also qualify for a **0% down, no-PMI primary-home purchase program for eligible buyers**—ask for details. A recent 4-point inspection is available for buyers to explore potential homeowners insurance savings. This fully remodeled **3-bedroom, 2-bath West Tampa home** combines the character of its 1908 origins with major improvements, including a **brand-new roof, brand-new HVAC, updated plumbing and updated electrical**. Located in **Flood Zone X with no HOA**, the home has been updated through the city permitting process and is ready for immediate occupancy. Inside, enjoy an open living and dining layout, hardwood flooring, updated kitchen with stone countertops, cabinetry and full appliance package, plus a primary suite with walk-in closet. A **one-year home warranty** is also provided by the seller. What truly sets this property apart is the **detached accessory unit with private entrance, kitchenette, full bathroom and mini-split system**. Use it for guests, extended living, a private office, or explore its potential for rental income subject to applicable regulations—giving you flexibility rarely found in a traditional single-family home. **Live just 3–4 blocks from the Riverwalk extension** and embrace a more connected Tampa lifestyle. Walk or bike the Riverwalk corridor toward **Downtown Tampa, Armature Works, waterfront recreation, dining and miles of trails and pathways**. For buyers drawn to a **car-light city lifestyle**, Cherry Street offers the opportunity to leave the car behind more often while staying connected to some of Tampa's most exciting destinations. Street parking is available in the surrounding area. Public utilities, **no HOA, no minimum lease restrictions, Flood Zone X**, detached flex space and proximity to Downtown, Midtown and West Tampa add to the property's versatility. **One home. More possibilities. A connected Tampa lifestyle—and up to $8,800 in seller assistance to help make it yours. Schedule your private showing today.**
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,382
Sqft
0.07 ac
Lot size
1908
Year built
One
Levels
$318
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.9%
$/sqft vs Tampa actives
$318 vs $297
Days on market
191 vs 44 typical
Where $318/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33607 — neighborhood snapshot
Population
24,960
Median age
39
Median income
$66,404
Median home value
$316,100
Avg household
2.14
Households w/ children
1,882
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
217 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the TAMPA 33607 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2107 W CHERRY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$300,000
1808 N TAMPANIA AVENUE · same community
3 bd · 1 ba · 1,362 sqft · $220/sqft · 62 DOM
Sold · Aug ’25$450,000
1925 W CHESTNUT STREET · same community
3 bd · 2 ba · 1,354 sqft · $332/sqft · 6 DOM
Sold · Aug ’25$405,000
2120 W SPRUCE STREET · same community
3 bd · 2 ba · 1,346 sqft · $301/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jean Sainfroy
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2107 W CHERRY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2107 W CHERRY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jean's phone and CRM.
Straight answers
2107 W CHERRY STREET FAQs
What would the monthly payment be for 2107 W CHERRY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,198/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2107 W CHERRY STREET?+
The most recent tax bill on record (2025) was $3,040. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2107 W CHERRY STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $440,000, this home is listed about 2% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2107 W CHERRY STREET?+
West Tampa Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Jefferson High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$440,000 runs 60% above the TAMPA 33607 median.
02Time on market is leverage
191 days on market against a Tampa median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $500,000, now $440,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Ada Provenzano. MLS #TB8470450.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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