3816 EAGLE ISLE CIRCLE, KISSIMMEE, FL, 34746
Active427 days on marketListed Jun 17, 2025MLS #O6319108
About this home
3816 EAGLE ISLE CIRCLE
Short Sale. Bank Approved Short Sale - Ready to Close ASAP! Over $25,000 in completed renovations including roof, glass shower door, landscaping, concrete sealing, touch up paint. Welcome to your dream home - where every day feels like a vacation. This stunning five-bedroom, four-bath pool home is located in the sought-after, resort-style boating community of Bellalago. Recently renovated, the home features luxurious upgrades throughout, including marble tile backsplashes and premium hardware in all four bathrooms. The kitchen is a chef’s delight, fully updated with modern finishes and stainless steel appliances. Step outside through one of three access points to a beautifully extended patio, upgraded with elegant pavers, and enjoy your own private pool and jacuzzi spa—perfect for relaxing or entertaining. Beyond your own backyard oasis, you'll enjoy the unmatched amenities of this 24/7 guarded and gated community. As a resident of Bellalago, you also gain access to the neighboring Isles of Bellalago, expanding your options for leisure and recreation. Amenities include a Jr. Olympic-size pool, a zero-entry pool, splash pad, playgrounds, tennis and basketball courts, two fully equipped fitness centers, and much more. A full-time lifestyle director coordinates year-round events, fitness classes, and community activities, while an on-site restaurant adds to the resort-like living experience. Located just 30 minutes from Disney World and other major attractions, and offering access to Lake Toho via a community boat lift and dock, this home is truly a rare opportunity. Schedule your tour today and start living the vacation lifestyle every day!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,032
Sqft
0.22 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,240 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,240/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bellalago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bellalago — neighborhood snapshot
Population
4,492
Median age
34
Median income
$71,865
Median home value
$432,300
Avg household
3
Households w/ children
404
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $354K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jean Sainfroy
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3816 EAGLE ISLE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3816 EAGLE ISLE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jean's phone and CRM.
Straight answers
3816 EAGLE ISLE CIRCLE FAQs
What would the monthly payment be for 3816 EAGLE ISLE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,240/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3816 EAGLE ISLE CIRCLE?+
The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3816 EAGLE ISLE CIRCLE?+
The most recent tax bill on record (2024) was $5,901. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3816 EAGLE ISLE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $540,000, this home is listed about 42% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3816 EAGLE ISLE CIRCLE?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$540,000 runs 57% above the KISSIMMEE 34746 median — but at 3,032 sqft it's also 68% larger than the typical Kissimmee listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
427 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $585,000, now $540,000 — a $45K cut. The full history is in the market section below.
Listing courtesy of REALTY ONE GROUP INSPIRATION · Blake Blahut. MLS #O6319108.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Kissimmee homes, in your inbox
Like 3816 EAGLE ISLE CIRCLE but not quite? A daily digest of every new listing in Kissimmee — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jean to ping you on any price or status change →