Jean Sainfroy
$339,0002 bd2 ba1,152 sqft$294 /sqft$2,494 /mo all-in ↓

1631 SUMMERCHASE LOOP, THE VILLAGES, FL, 32162

Active0 days on marketListed Aug 8, 2026MLS #G5116079

Priced 3% below the THE VILLAGES 32162 medianSingle Family ResidenceVILLAGES OF SUMTER COTTAGES AT SUMMERCHASE

About this home

1631 SUMMERCHASE LOOP

NO BOND • 2020 ROOF • 2024 HVAC • NEW FLOORING • ENCLOSED LANAI • LARGE PRIVATE YARD. Welcome to this beautifully maintained 2-bedroom, 2-bath Woodlawn Courtyard Villa in the Cottages of Summerchase, featuring low-maintenance landscaping and a spacious private yard. Enter through the elegant leaded-glass front door into the kitchen, where you will find new tile flooring, white cabinetry with additional pull-out drawers, laminate countertops, a new garbage disposal, and an instant hot-water dispenser. The kitchen opens to the dining and living areas, which feature new luxury vinyl plank flooring and plantation shutters. Sliding glass doors lead to the enclosed lanai, complete with tile flooring, sliding glass windows with blinds, and a ceiling fan for year-round enjoyment. The primary bedroom offers brand-new carpeting, a ceiling fan, walk-in closet, and an ensuite bathroom with new tile flooring and a walk-in shower. The guest bedroom includes a ceiling fan and built-in closet, while the guest bathroom features new tile flooring and a tub-and-shower combination. The large, private courtyard is a true highlight, providing plenty of room to relax, entertain, garden, or enjoy time with your pets. The 1.5-car garage houses the washer and dryer and includes an insulated garage door, pull-down attic ladder, and added attic floor decking for additional storage. Other enhancements include double deadbolts on all sliding doors, a water softener and filtration system, and a lifetime termite guarantee. The electric golf cart is negotiable. Conveniently located near golf, tennis, swimming, fitness trails, recreation, and dining, including Glenview Champions Golf & Country Club with 27 holes of golf and fine dining, Springdale Adult Pool and Fitness Trail, and Nancy Lopez Legacy Country Club with indoor dining and an outdoor pool bar. Come experience the privacy, convenience, and Florida lifestyle this lovely courtyard villa offers!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,152

Sqft

0.09 ac

Lot size

1

Garage

2004

Year built

One

Levels

$294

Per sqft

Negotiable55+ community

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s)
LaundryIn Garage
CoolingCentral Air
HeatingNatural Gas
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway
ExteriorCourtyard · Irrigation System · Lighting · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$2,262/yr
PetsCats OK, Dogs OK
CommunityCommunity Mailbox · Dog Park · Gated Community - Guard · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,494 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$189
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,865
Interest rate6.00%
Loan term

Estimated payment

$2,494/mo

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$189
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $339K
$243KedgeAI estimate $274,306 · range $253K$303K$353K

vs edgeAI estimate

+23.6%

$/sqft vs The Villages actives

$294 vs $255

Days on market

0 vs 52 typical

Where $294/sqft sits among the 400 The Villages actives

118
134
67 · this home
32
18
31
$198–233$233–269$269–305$305–341$341–376$376+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 1631 SUMMERCHASE LOOP

Drive times from this address

Downtown Orlando67 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$340K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

220 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

Aug 8, 2026Listed at $339,000 · 0 days on market since
2004Built · VILLAGES OF SUMTER COTTAGES AT SUMMERCHASE

Reality check

What actually sold near 1631 SUMMERCHASE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2981 FAIR OAK TERRACESold · Jun ’26

$330,000

2981 FAIR OAK TERRACE · same community

2 bd · 2 ba · 1,164 sqft · $284/sqft · 19 DOM

1104 SAN BERNARDO ROADSold · Apr ’26

$270,000

1104 SAN BERNARDO ROAD

2 bd · 2 ba · 1,146 sqft · $236/sqft · 26 DOM

969 CANDLER PLACESold · May ’26

$281,500

969 CANDLER PLACE

2 bd · 2 ba · 1,142 sqft · $246/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jean Sainfroy

Your agent

Jean Sainfroy

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1631 SUMMERCHASE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1631 SUMMERCHASE LOOP — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1631 SUMMERCHASE LOOP FAQs

What would the monthly payment be for 1631 SUMMERCHASE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,494/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1631 SUMMERCHASE LOOP?+

The most recent tax bill on record (2025) was $2,262. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1631 SUMMERCHASE LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $339,000, this home is listed about 14% below the The Villages median of $394,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1631 SUMMERCHASE LOOP?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WORTH CLARK REALTY · Tamara Nelson-McDonald. MLS #G5116079.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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