Jean Sainfroy
Pending
$265,0002 bd2 ba1,560 sqft$170 /sqft$2,046 /mo all-in ↓

1987 S OLD MILL DRIVE, DELTONA, FL, 32725

Pending68 days on marketListed May 29, 2026MLS #FC318866

Priced 10% below the DELTONA 32725 medianSingle Family ResidenceDELTONA LAKES UNIT 09

About this home

1987 S OLD MILL DRIVE

Welcome to **1987 S Old Mill Drive in Deltona**, a home that gives buyers what they are really looking for: **space, flexibility, storage, a large yard, and major updates already handled**. The seller will install a **brand-new roof prior to closing**, giving the next owner a huge value add and peace of mind from day one. The home also features a **2020 A/C**, a **water heater believed to be from 2018 or 2019**, a **new dishwasher**, and **recent exterior paint** for added curb appeal. Inside, this home lives larger than expected with **oversized bedrooms, generous closets, and lots and lots of storage throughout**. The primary bedroom includes a **walk-in closet**, giving you the space you need without feeling cramped. The full bathrooms are functional, the rooms are comfortable, and the layout gives buyers the ability to use the home in a way that truly fits their lifestyle. One of the strongest features is the flexible living space. Whether you need a **second living room, large formal dining room, home gym, home office, media room, home theater, playroom, entertaining area, or even a potential third bedroom**, this home gives you options. Outside, the **large fenced backyard** is ready for pets, play, gardening, grilling, or relaxing on the patio. There is room to spread out, entertain, and enjoy outdoor living without feeling boxed in. Located in a **high-and-dry Deltona area**, this home offers space, comfort, storage, flexibility, and important updates in one strong package. With a new roof coming prior to closing, key systems already updated, and fresh exterior paint, this is a smart opportunity for buyers who want room to grow without taking on the big-ticket items right away.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,560

Sqft

0.23 ac

Lot size

2

Garage

1979

Year built

One

Levels

$170

Per sqft

Inside

FlooringLaminate
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorSidewalk · Sliding Doors

Community & fees

Taxes (2025)$2,508/yr

Utilities & systems

UtilitiesCable Available · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,046 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$209
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$2,046/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$209
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $265K
$247KedgeAI estimate $281,310 · range $257K$292K$304K

vs edgeAI estimate

−5.8%

$/sqft vs Deltona actives

$170 vs $204

Days on market

68 vs 30 typical

Where $170/sqft sits among the 314 Deltona actives

71 · this home
73
79
46
20
25
$158–179$179–200$200–222$222–243$243–264$264+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deltona Lakes

Map of 1987 S OLD MILL DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando39 min
Universal Orlando51 min
Orlando Int’l Airport (MCO)58 min
Walt Disney World63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deltona. See the full Deltona guide →

Deltona Lakes — neighborhood snapshot

Population

86,681

Median age

40

Median income

$72,296

Median home value

$254,238

Avg household

3

Households w/ children

10,582

For the school run

Volusia County School District

ElementarySpirit Elementary School★★★★★
MiddleDeltona Middle School★★★★★
HighDeltona High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deltona market

Seller’s marketLeans seller3.0 months of inventoryBuyer’s market

$300K$319K

Deltona median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

154 of 314

Deltona actives have cut their price

Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the DELTONA 32725 median. See the full Deltona market guide →

Paper trail

This home's history

May 29, 2026Listed at $265,000 · 68 days on market since
1979Built · DELTONA LAKES UNIT 09

Reality check

What actually sold near 1987 S OLD MILL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1302 BELMAR TERRACESold · Jul ’26

$320,000

1302 BELMAR TERRACE · same community

3 bd · 2 ba · 1,592 sqft · $201/sqft · 13 DOM

960 STRATTON STREETSold · Sep ’25

$290,000

960 STRATTON STREET · same community

2 bd · 2 ba · 1,524 sqft · $190/sqft · 22 DOM

2141 E OLD MILL DRIVESold · Jul ’26

$360,000

2141 E OLD MILL DRIVE · same community

3 bd · 2 ba · 1,598 sqft · $225/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jean Sainfroy

Your agent

Jean Sainfroy

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1987 S OLD MILL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1987 S OLD MILL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jean's phone and CRM.

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Goes straight to Jean’s phone and CRM.

Straight answers

1987 S OLD MILL DRIVE FAQs

What would the monthly payment be for 1987 S OLD MILL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,046/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1987 S OLD MILL DRIVE?+

The most recent tax bill on record (2025) was $2,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Deltona?+

At $265,000, this home is listed about 19% below the Deltona median of $329,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1987 S OLD MILL DRIVE?+

Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY LLC (DB) · Joy Pratt-Martin. MLS #FC318866.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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