Jean Sainfroy
$380,000$399,0002 bd1 ba881 sqft$431 /sqft$2,836 /mo all-in ↓

, VERO BEACH, FL, 32960

Active20 days on marketListed Jun 30, 2026MLS #B26047045

Reduced $19KSingle Family ResidenceMAP OF THE TOWN OF INDIAN

About this home

Charming and classic Florida home in the heart of downtown Vero filled with character and natural light. Original hardwood floors, thoughtfully updated finishes, and an inviting atmosphere make this home truly special. Situated on an oversized corner lot with ample yard space for entertaining, gardening, pets, or play. Metal roof and 2018 A/C. Walk to downtown Vero's favorite restaurants, coffee shops, boutiques, and local events. Just 6 minutes to Vero Beach Regional Airport and 12 minutes to the beach.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

881

Sqft

0.2 ac

Lot size

1952

Year built

1

Levels

$431

Per sqft

Other & Other Water View viewPets allowed

Inside

FlooringVinyl · Wood
AppliancesDryer · Microwave · Electric Range · Refrigerator · Washer
InteriorNo Interior Features · Den/Library/Office
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

RoofMetal · Metal Roof
ConstructionFrame · Frame With Stucco
ViewOther · Other Water View
FacesSouth
ExteriorOther

Community & fees

Taxes (2025)$3,253/yr
PetsYes
CommunityPaved Road

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,836 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,237
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$271
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,300
Interest rate6.00%
Loan term

Estimated payment

$2,836/mo

Principal & interest$2,237
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$271
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$192KedgeAI estimate $212,212 · range $200K$223K$395K

vs edgeAI estimate

+79.1%

$/sqft vs Vero Beach actives

$431 vs $245

Days on market

20 vs 30 typical

Where $431/sqft sits among the 400 Vero Beach actives

231
87
26 · this home
12
14
30
$137–263$263–390$390–516$516–642$642–768$768+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Original Town

Map of  inside its neighborhood boundary

Get to know Vero Beach. See the full Vero Beach guide →

Original Town — neighborhood snapshot

Population

423

Median age

43

Median income

$60,471

Median home value

$279,613

Avg household

2

Households w/ children

39%

For the school run

Indian River County School District

HighVero Beach High School★★★★★
ElementaryVero Beach Elementary School★★★★★
MiddleGifford Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Vero Beach market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$330K$412K

Vero Beach median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

59 of 400

Vero Beach actives have cut their price

Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 141% above the VERO BEACH 32960 median. See the full Vero Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $380,000 $19K
Jun 30, 2026Listed at $399,000 · 20 days on market since
1952Built · MAP OF THE TOWN OF INDIAN

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2346 18th Avenue, Vero Beach FL 32960Sold · Jun ’26

$350,000

2346 18th Avenue, Vero Beach FL 32960 · same community

2 bd · 1.5 ba · 1,256 sqft · $279/sqft · 31 DOM

2446 18th Ave, Vero Beach FL 32960Sold · Nov ’25

$335,000

2446 18th Ave, Vero Beach FL 32960 · same community

3 bd · 2 ba · 1,379 sqft · $243/sqft · 32 DOM

Nearby listingSold · Apr ’26

$385,000

Nearby listing · same community

2 bd · 1 ba · 1,585 sqft · $243/sqft · 301 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jean Sainfroy

Your agent

Jean Sainfroy

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jean's phone and CRM.

Goes straight to Jean’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,836/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $3,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Vero Beach?+

At $380,000, this home is listed about 13% above the Vero Beach median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Vero Beach High School (high), Vero Beach Elementary School (elementary), Gifford Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$380,000 runs 141% above the VERO BEACH 32960 median.

02Other & Other Water View views

The other and other water view view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $399,000, now $380,000 — a $19K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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