Jean Sainfroy
$149,9002 bd2 ba870 sqft$172 /sqft$1,173 /mo all-in ↓

, FL, 32976

Active27 days on marketListed Jun 17, 2026MLS #B26042337

SNUG HARBOR LAKES CONDO

About this home

Welcome to this well-maintained east-facing home featuring an enclosed raised porch, perfect for enjoying morning sun and additional living space. The partially furnished interior offers easy-care plank flooring throughout, coastal-inspired white cabinetry, and newer stainless-steel appliances in the kitchen. Additional highlights include an interior laundry area and a garage workshop, providing ample space for hobbies, storage, or projects. For added peace of mind, the home is equipped with a new metal roof installed in 2020.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

870

Sqft

0.14 ac

Lot size

1993

Year built

1

Levels

$172

Per sqft

Partially55+ communityPets allowed

Inside

AppliancesElectric Water Heater · Dishwasher · Electric Range · Refrigerator
InteriorNo Interior Features · Other
CoolingCeiling Fan(s) · Central Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofMetal · Metal Roof
FacesEast
ParkingDriveway

Community & fees

Taxes (2024)$770/yr
PetsYes
CommunityPaved Road

Utilities & systems

UtilitiesCable Connected · Phone Connected · Cable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,173 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$882
FHA mortgage insurance (est.)$66
Property tax — 2024 actual bill$64
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,247
Interest rate6.00%
Loan term

Estimated payment

$1,173/mo

Principal & interest$882
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$64
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · Mar ’26

$155,000

Nearby listing · same community

2 bd · 2 ba · 958 sqft · $162/sqft · 6 DOM

Nearby listingSold · Jun ’26

$165,000

Nearby listing · same community

2 bd · 2 ba · 1,182 sqft · $140/sqft · 121 DOM

Nearby listingSold · Jun ’26

$135,000

Nearby listing · same community

2 bd · 2 ba · 1,192 sqft · $113/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jean Sainfroy

Your agent

Jean Sainfroy

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jean's phone and CRM.

Goes straight to Jean’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,173/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2024) was $770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.