Homes for sale in
Terra Ceia, Florida
Old Florida waterfront living on Tampa Bay's edge
15
Homes for sale
$1,274,000
Median list price
$632
Avg price / sqft
58
Median days on market
Terra Ceia is a quiet peninsula community tucked between Tampa Bay and the mouth of the Manatee River, the kind of place where the water is the main event and mangroves outnumber traffic lights. Almost every property here trades on its relationship to the bay, so it's no surprise that waterfront homes dominate the market and many buyers come specifically for dock access and open-water views. Despite the seclusion, you're still connected — Tampa International Airport and Downtown Tampa both sit under an hour away.
For a buyer today, this is a small, high-end market: just 15 active single-family homes are on offer across Manatee County's northern edge, with a median list price of $1,274,000 and 10 of them priced above $1 million. Inventory moves at a measured pace — a median of 58 days on market — which gives serious buyers room to negotiate. If the top of the range feels steep, it's worth watching for just reduced listings, since prices span from $525,000 all the way to $2,575,000.
Terra Ceia is in Manatee County, Florida.
Within a 30-minute drive
Quick facts
$525,000 – $2.6M price range
2,156 sqft median home
Leans buyer right now
Drive times
Fresh on the market
Newest homes in Terra Ceia
View all 15 homes →
$889,000
119 BURNS ROAD, TERRA CEIA
4 bd · 2 ba · 1,764 sqft
$1,849,000
180 HORSESHOE LOOP ROAD, TERRA CEIA
3 bd · 3.5 ba · 2,962 sqft
$2,575,000
70 MOUND PLACE, TERRA CEIA
5 bd · 5 ba · 2,700 sqft
$525,000$565,000
27 MICHIANA DRIVE, TERRA CEIA
2 bd · 1 ba · 838 sqft
$750,000$760,000
28 MICHIANA DRIVE, TERRA CEIA
3 bd · 2.5 ba · 2,156 sqft
$1,649,990$1,699,990
3 MICHIANA PLACE, TERRA CEIA
4 bd · 2.5 ba · 2,144 sqft
$1,499,999
925 BAYSHORE DRIVE, TERRA CEIA
3 bd · 3.5 ba · 4,055 sqft
$1,150,000$1,200,000
1740 BAYSHORE DRIVE, TERRA CEIA
3 bd · 2 ba · 2,436 sqft
$1,100,000
7325 HOLLY ROAD, TERRA CEIA
3 bd · 3 ba · 2,165 sqft
$1,500,000$2,600,000
1470 BAYSHORE DRIVE, TERRA CEIA
5 bd · 3.5 ba · 3,636 sqft
$1,274,000$1,299,000
910 BAYSHORE DRIVE, TERRA CEIA
3 bd · 2 ba · 2,113 sqft
$739,000$750,000
160 BAYSHORE DRIVE, TERRA CEIA
2 bd · 2 ba · 1,691 sqft
13 of 15 active listings shown
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Property features
The numbers that matter
The Terra Ceia market
Leans buyer
10.0 months of inventory
Inventory is building — buyers have leverage and time.
Terra Ceia vs Manatee County
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▼ 35.7% yr/yr
Homes on the market
▼ 5.6% yr/yr
Homes sold per month
Live Stellar MLS data — listings and closed sales in Terra Ceia, FL. Rolling medians smooth single-month swings in thin markets.
Where to look
Terra Ceia neighborhoods
Show all 28 Terra Ceia neighborhoods A–ZHide the full neighborhood list+
Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.
For the school run
School zones with homes for sale
Assigned schools as reported on active MLS listings — always verify zoning with the district.
Beyond the listings
Living in Terra Ceia
Waterfront is the whole point
Of the 15 active listings, 13 are waterfront, making direct bay and river access the defining feature of the area.
A true luxury pocket
Ten of the current listings are priced above $1 million, with a median list price of $1,274,000 and an average of $632 per square foot.
Pool homes on the water
Six active listings pair a private pool with their waterfront setting for full outdoor-living days.
Close to Tampa when you need it
Tampa International Airport is about 48 minutes away and Downtown Tampa roughly 49 minutes, so the seclusion never feels isolating.
Low carrying costs for the price point
The median HOA runs just $24 a month and median property tax lands around $6,010 a year, modest given the values here.
On the calendar
Near Terra Ceia
Jul
18
Sat
Bradenton Eagle 5K, 10K, and 13.1M
8:00AM
Get ready to test your endurance at the Eagle 5K, 10K, and 13.1M event. It's a fantastic opportunity to challenge yourself, improve your fitness, and enjoy the camaraderi…
Jul
21
Tue
Bradenton Marauders vs. Dunedin Blue Jays
Baseball is packed with big hits, close plays, and the tension of every pitch. Nothing compares to the live experience — being there in person is way more exciting than w…
Jul
22
Wed
Bradenton Marauders vs. Dunedin Blue Jays
Baseball is packed with big hits, close plays, and the tension of every pitch. Nothing compares to the live experience — being there in person is way more exciting than w…
Jul
23
Thu
Bradenton Marauders vs. Dunedin Blue Jays
Baseball is packed with big hits, close plays, and the tension of every pitch. Nothing compares to the live experience — being there in person is way more exciting than w…
Jul
24
Fri
Bradenton Marauders vs. Dunedin Blue Jays
Baseball is packed with big hits, close plays, and the tension of every pitch. Nothing compares to the live experience — being there in person is way more exciting than w…
Jul
25
Sat
Bradenton Marauders vs. Dunedin Blue Jays
Baseball is packed with big hits, close plays, and the tension of every pitch. Nothing compares to the live experience — being there in person is way more exciting than w…
What it really costs
Owning here
Owning the median Terra Ceia home
≈ $7,447/mo
$1,274,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
93%
In a FEMA flood zone
Ask about flood insurance early — it changes the payment
Straight answers
Terra Ceia real estate FAQs
Is Terra Ceia a good place to live?+
If you want quiet, water-focused Old Florida living within reach of a major metro, it's hard to beat. The community is small and almost entirely single-family, and with 13 of 15 active waterfront homes on the bay or river, daily life revolves around the water. You're also under an hour from Tampa International Airport and Downtown Tampa when you need city amenities.
Is Terra Ceia expensive?+
Yes — this is a high-end market. The median list price is $1,274,000 and 10 of the 15 active listings sit above $1 million, so most inventory falls in the luxury homes ($1m+) tier. That said, entry points exist, with listings starting around $525,000.
What do homes cost in Terra Ceia?+
Active prices currently run from $525,000 to $2,575,000, with a median of $1,274,000 and an average of $632 per square foot on a median home size of about 2,156 square feet. To see where you fit, it helps to browse by price and compare what each range gets you on the water.
How is the market right now?+
It's a small, deliberate market with 15 homes active and a median of 58 days on market. That pace gives buyers time to evaluate and negotiate rather than rush. Keeping an eye on open houses this week is a practical way to tour a limited inventory in person.
What about HOA fees and property taxes?+
Carrying costs are reasonable for the price point: the median HOA is just $24 per month and median property tax is about $6,010 per year. Because the community is all single-family with light HOA involvement, ongoing fees stay low relative to the home values.
Keep exploring
Nearby areas
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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