Jean Sainfroy
Map of Cudjoe Key, Florida

Homes for sale in

Cudjoe Key, Florida

Lower Keys living on the flats between Key West and Marathon

1

Homes for sale

$1,350,000

Median list price

$907

Avg price / sqft

24

Median days on market

Cudjoe Key sits at Mile Marker 23 in the Lower Keys, a quiet stretch of backcountry flats, mangrove channels, and canal-front streets between Big Pine and Key West. This is fishing-and-boating country — the pace is slower here than in town, and most homes are single-family homes with water access, whether on Cudjoe itself or the neighboring keys of Saddlebunch Keys and Sugarloaf Key.

The market here is small and tightly held — part of the broader Monroe County island market where inventory is always thin. Right now there's a single active listing at $1,350,000, a waterfront home with a pool, and it's been sitting only 24 days. With so few homes trading at any given moment, serious buyers should be ready to move when the right one surfaces and keep an eye on anything just reduced.

Cudjoe Key is in Monroe County, Florida.

30-minute drive area around Cudjoe Key

Within a 30-minute drive

Quick facts

$1,350,000$1.4M price range

1,488 sqft median home

Fresh on the market

Newest homes in Cudjoe Key

View all 1 homes →

Find your fit

Most popular Cudjoe Key searches

The numbers that matter

The Cudjoe Key market

Cudjoe Key vs Monroe County

Median list price

Cudjoe Key$1.4M
Monroe Co.$925K

Price per sqft

Cudjoe Key$907
Monroe Co.$986

Days on market

Cudjoe Key24d
Monroe Co.84d

Live Stellar MLS data — listings and closed sales in Cudjoe Key, FL. Rolling medians smooth single-month swings in thin markets.

Where to look

Cudjoe Key neighborhoods

Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.

For the school run

School zones with homes for sale

Homes matched to official attendance boundaries — always verify zoning with the district.

Beyond the listings

Living in Cudjoe Key

01

Backcountry boating base

Cudjoe Key's canals and flats put you minutes from world-class shallow-water fishing and easy runs to both the Atlantic and the Gulf.

02

Waterfront is the norm

The current listing is a waterfront property with a pool — typical for a market built around canal-front and open-water access.

03

Single-family, low density

The housing here is single-family homes rather than condos or towers, which keeps the island feel intact.

04

Between two anchors

You're roughly midway between Key West and Marathon, close enough to town without living in the middle of it.

05

Neighboring keys in play

Saddlebunch Keys and Sugarloaf Key sit right alongside Cudjoe, widening your options within the same quiet Lower Keys pocket.

What it really costs

Owning here

Owning the median Cudjoe Key home

$7,984/mo

Principal & interest $7,113
Property tax $661
Insurance (est.) $210

$1,350,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

100%

In a FEMA flood zone

Ask about flood insurance early — it changes the payment

Straight answers

Cudjoe Key real estate FAQs

Is Cudjoe Key a good place to live?+

It's a good fit if you want a quiet, water-oriented life in the Lower Keys with boating and fishing at your doorstep. Homes here are single-family and low-density, and you're within reach of Key West without living in the tourist center. Students are assigned to Key West High School.

Is Cudjoe Key expensive?+

Yes — like most of the Florida Keys, it's a premium market. The one active listing is priced at $1,350,000 and works out to about $907 per square foot, so budget accordingly for waterfront living in Monroe County.

What do homes cost in Cudjoe Key?+

The current median list price is $1,350,000, reflecting a single waterfront single-family home of about 1,488 square feet with a pool. With inventory this thin, pricing swings with whatever happens to be for sale, so it's worth tracking new listings closely.

How is the Cudjoe Key market right now?+

It's a very small, tightly held market — just one active listing at the moment, sitting 24 days on market. When homes are this scarce, being pre-approved and ready to view open houses this week matters more than waiting for a big selection.

What about HOA fees and property taxes?+

There's no HOA data on the current inventory, which is typical for single-family island homes here. Property taxes run around $7,937 per year based on the local median, so factor that into your carrying costs.

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

Never miss a listing

New Cudjoe Key homes, in your inbox

A daily digest of every new listing in Cudjoe Key — straight from the MLS, hours after it goes live. Unsubscribe anytime.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 13, 2026 at 1:06 PM UTC. The listing information on this page last changed on August 13, 2026 at 1:06 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 13, 2026 at 1:06 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 13, 2026 at 1:06 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.